Atal Pension Yojana (APY)



  • A social security scheme of Government of India aimed at a 100% pensioned society.
  • A social security pension scheme introduced by Government of India.
  • Five Plans to choose from, based on the monthly assured pension – 1000, 2000, 3000, 4000 & 5000.
  • Three premium paying options – Monthly, Quarterly and Half Yearly.
  • Premium will be auto-debited from the subscriber’s account.
  • Monthly Pension is available for the subscriber since attaining 60 years of age.
  • After the demise of the subscriber, same amount of pension is available to the spouse.
  • After the demise of both the subscriber and the spouse, the accumulated corpus is returned to the Nominee.
  • The indicative corpus is Rs. 1,70,000/- for the Plan 1000, and the proportionate multiples for other plans.
  • Subscriber needs to pay the premium till attaining 60 years of age.
  • If the spouse opts for transfer the subscription in his/her name, he/she need to pay the premium till the time the original subscriber would have attained 60 years of age.
  • Option is available to the subscriber once in every year (currently during the month of April) to alter the financial parameters like Plan, Premium frequency etc.

  • Eligibility

  • Any Indian Citizen who is between the age bracket 18 – 39 (age last birthday) can join the scheme through his/her Bank account.
  • Available through all our branches.

  • Title Download
    PMSSS Application and Claim form Click Here to Download PDF
    APY_-_Processing_of_Premature_Exit_Request_and_Forms Click Here to Download PDF
    APY Subscriber Registration-Form Click Here to Download PDF