ho@apruralbank.co.in NH 52, 1st floor, Ering building, Naharlagun Employee login

INTEREST RATES


1 : Interest Rate on Saving Bank account is 2.70% p.a.

2 : Revised rates of Domestic Term Deposits are as under

Sl.No. Deposit Product Existing Interest rate of APRB for Individual, Institution & Society. Revised Interest rate of APRB for Individual, Institution & Society. Existing Interest rate of APRB Senior Citizen. Revised Interest rate of APRB Senior Citizen.
1 15 days and upto 45 days 3 3.5 3.5 4
2 46 days and upto 90 days 4.5 5.5 5 6
3 91 days and upto 179 days 4.5 5.5 5 6
4 180 days and upto 240 days 5.25 6 5.75 6.5
5 241 days and upto 364 days 5.75 6.5 6.25 7
6 >1 Year to <2 years 6.75 6.85 7.25 7.35
7 >2 Year to <3 years 6.75 7 7.25 7.5
8 >3 Years to <5 years 6.25 6.75 6.75 7.25
9 >5 years <8 years 6.25 6.75 6.75 7.25
10 >8 years <10 years 6.25 6.5 6.75 7
11 Saving Bank Deposits 2.7 2.7 2.95 2.95
Notes

1 : The revised rate will be applicable to all new time deposits and renewal of time deposits.

2 : The additional interest rate for staff would be 1.00% p.a. more on the above rate.

3 : The additional interest rate for Senior Citizen (age above 60 years ) would be 0.50% p.a. more of the above rate.

Revised rates of Term Loan Product

Term Loan Product
DESCRIPT INT_RATE SLAB UP TO
1 PMEGP-TL 12.5
2 DDUSY-CTL-MAN 12.5
3 DDUSY-CTL-WOMAN 12
4 Mudra Loan (Sishu) 12
5 Mudra Loan (Kishor) 13
6 Mudra Loan (Tarun) 14
7 RENT GHAR-SALARIED 11.95
8 RENT GHAR-NON SALARIED 11.95
9 OPEN TERM LOAN 13.45
10 FITL 14
11 TL-GUARANTEED EMERGENCY 9.25
12 TL-GUARANTEED EMERGENCY 9.25
12 Street Vendor Loan 11
13 APRB MEDICARE 11.75
14 TL-RTO-PUBLIC 21 13.45
15 WCTL 11.95
16 COVID WCTL 14
17 WCTL-SB4 TO SB5 11.95
18 WCTL-SB6 TO SB7 12.45
19 WCTL- ABOVE SB7 12.95
20 TL -SBF 11.95
21 TL-SB1 to SB3 10.95
22 TL-SB4 to SB5 11.95
23 TL-SB6 TO SB7 12.45
24 TL- ABOVE SB7 12.95
25 WCTL-SB1 TO SB3 10.95
26 Mudra Loan (Sishu) 12
27 Mudra Loan (Kishor) 13
28 Mudra Loan (Tarun) 14
29 ATL-ANKY 12.5
30 ATL-ANBY 12.5
31 TL-SHG 12.5
32 TL-SHG 12.5
33 TL-JLG (Individual) 12.5
34 TL-JLG (Group) 12.5
35 ATL-ANKY-SHG 12.5
36 ATL-ANBY-SHG 12.5
37 TL-ATL 12 25000
38 TL-ATL 13 200000
39 TL-ATL 14 9999999999
40 TL-ATL(Tractor) 14
41 TL-SHG 12.5
42 PERSONAL LOAN PUBLIC-21 9.95
43 PL(DEFENSE/PARAMIL CG)-21 9.95
44 PRERSONAL CAR LOAN 8.95
45 TL-CAR/TWO WHEELER 11
46 PERSONAL LOAN-VKV 9.95
47 PERSONAL LOAN- ArSRLM 11.95
48 CAR LOAN-VKV 8.95
49 CAR LOAN- ArSRLM 9.95
50 TWO WHEELER LOAN- ArSRLM 13.75
51 PERSONAL CARLN SALARIED21 8.95
52 TL-HOUSING LOAN-PUBLIC 11
53 HL-MAN-30 8.45
54 HL-WOMAN-30 8.35
55 HL-VKV-MAN-75 8.5
56 HL-VKV-WOMAN-75 8.4
57 HL-MAN>75 8.75
58 HL-WOMAN>75 8.65
59 HL-VKV-WOMAN 8.85
60 HL-VKV-MAN 8.95
61 HL-WOMAN-75 8.4
62 HL-MAN-75 8.5
63 TL-FESTIVAL ADVANCE PUBLI 10
64 FESTIVAL ADVANCE-VKV 10
65 FESTIVAL ADVANCE-ArSRLM 11.95
66 SHG TL-DAY NRLM 7
67 CAR LOAN PUBLIC 9.95
68 CAR LOAN PUBLIC-21 11.95
69 HL-VKV-MAN-30 8.45
70 HL-VKV-WOMAN-30 8.35
71 TL-CONVEYANCE 2WLR-STAFF 6.95
72 TL-HOUSING LOAN-STAFF 8 2500000
73 TL-HOUSING LOAN-STAFF 8.5 9999999999
74 TL-PERSONAL LOAN-STAFF 8
75 TL-CONVEYANCE LOAN-STAFF 6.95
76 TL-CONVEYANCE LOAN-STAFF 6.95
77 TL-Vehicle Loan Staff (Cl 6.95
78 TL-Vehicle Loan Staff (Su 6.95
79 TL-EDUCATION LOAN-STAFF 8.5
80 TL-HOUSING LOAN-STAFF 6.95
81 TL-EDUCATION LOAN-STAFF 8.5
82 DL-AGNST APRB STDR/RD/DD 0
83 DL-AGNST LIC/NSC 15
84 GOLD LOAN (BIS CERTIFIED) 14
85 GOLD LOAN (NON BIS CERTI) 14

Revised rates of CC OD LOAN Product

CC OD LOAN Product
SI No DESCRIPT INT_RATES SLAB
1 SBNCHQ-PMJDY 12
2 OD-CAOD-PUBLIC 12 25000
3 OD-CAOD-PUBLIC 13 200000
4 OD-CAOD-PUBLIC 14 9999999999
5 CAOD MATM FOR BANK 0
6 OD-CAOD-PUBLIC 12 25000
7 OD-CAOD-PUBLIC 13 200000
8 OD-CAOD-PUBLIC 14 9999999999
9 Liquid Gold Ln (BIS CERTIFIED) 14
10 Liquid Gold Ln (NON BIS CERT) 14
11 WEAVER CREDIT CARD GOVT SPONSE 12.5
12 DEEN DAYAL UPADHYAY BUNKAR YJN 5.5
13 WEAVER CREDIT CARD GOVT SPONSE 9
14 DEEN DAYAL UPADHYAY BUNKAR YJN 13
15 CC LOAN 11.95
16 CASH CREDIT 12 25000
17 CASH CREDIT 13 200000
18 CASH CREDIT 14 9999999999
19 CC-SB1 to SB3 10.95
20 CC-SB4 to SB5 11.95
21 CC-SB6 to SB7 12.45
22 CC- ABOVE SB7 12.95
23 KCC/ACC 7 300000
24 KCC/ACC 10 99999999999
25 CHIEF MINISTER KRISHI RINN YJN 7
26 CHIEF MINISTER KRISHI RINN YJN 10
27 KCC -ANKY 7
28 KCC-ANBY 7
29 SGSY(SHG) CC 12
30 KCC/ACC 7 300000
31 KCC/ACC 10 99999999999
32 KCC/ACC 7 300000
33 KCC/ACC 10 99999999999
34 KCC -FISHERY 7
35 KCC-POULTRY 7
36 KCC-PIGGERY 7
37 KCC-GOATERY 7
38 KCC-ORANGE 7
39 KCC-KIWI 7
40 SHG CC 12.5
41 SHG CC-DAY NRLM 7
42 GCC 13
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